WAFDWAFD INC
National Commercial Banks
- Revenue
- $30M
- 7.8% YoY
- Operating margin
- —
- EBITDA
- —
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- —
- AI in 10-K
- —
Red flags 1 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear105% of net incomeCash flow under 80% of net income
- Dilutive SBCFired29% of revenueOver 10% of revenue
- Payouts exceed cash flowClear79% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear2% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $25M | $26M | $26M | $28M | $30M | 7.8% |
| Net income | $184M | $236M | $257M | $200M | $226M | 13% |
| Operating cash flow | $314M | $268M | $214M | $439M | $237M | 46% |
| Capex | $29M | $12M | $15M | $25M | $29M | 16% |
| Stock-based comp | $6M | $7M | $8M | $9M | $9M | 7.2% |
| Buybacks | $349M | $3M | $30M | $27M | $102M | 277% |
| Dividends | $66M | $62M | $64M | $74M | $85M | 14% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.