WUWestern Union CO
Services-Business Services, NEC
- Revenue
- $3.9B
- 3.7% YoY
- Operating margin
- 19.5%
- 8.3% YoY
- EBITDA
- $793M
- 3.8% YoY
- Market cap
- —
- Employees
- —
- Net debt / EBITDA
- 2.0×
- $1.6B net debt
- AI in 10-K
- —
Red flags 0 of 9
- TSR below peersClear—3+ of last 5 years
- High CEO pay despite TSRClear—Median CEO pay ≥ $15M and TSR flag
- Active 13DClear0 filingsActive-intent 13D in 18 months
- Net insider sellingClear$0 netNet sales over $10M in 12 months
- Earnings not backed by cashClear109% of net incomeCash flow under 80% of net income
- Dilutive SBCClear1% of revenueOver 10% of revenue
- Payouts exceed cash flowClear100% of cash flowBuybacks + dividends over cash flow
- Goodwill-heavyClear27% of assetsOver 40% of assets
- Shareholder dissentClear—Any vote under 80% support
Financials
| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | YoY |
|---|---|---|---|---|---|---|
| Revenue | $4.9B | $4.3B | $4.2B | $4.0B | $3.9B | 3.7% |
| Operating income | $1.1B | $885M | $818M | $726M | $757M | 4.3% |
| Net income | $806M | $911M | $626M | $934M | $500M | 47% |
| Operating cash flow | $1.0B | $582M | $783M | $406M | $544M | 34% |
| Capex | $38M | $32M | $23M | $37M | $39M | 2.9% |
| Stock-based comp | $44M | $46M | $36M | $39M | $47M | 20% |
| Buybacks | $410M | $370M | $308M | $186M | $235M | 26% |
| Dividends | $382M | $364M | $349M | $322M | $309M | 3.9% |
Deal filings
None.
13D filers
None on file.
Insider trading
No open-market trades in the last 12 months.
Pay vs performance
No pay-versus-performance disclosure yet.